Business funding.
When you need it.

From £10,000 to £500,000+

Apply today and receive funding in as little as 24 hours.

No collateral needed

Unsecured loan options available for your convenience.

Quick decision

Get a decision in hours and funding the next day.

No upfront charges

We never ask for any payment upfront. And we never will.

Here are a few our of favourites…

Excellent experience from start to...

Excellent experience from start to finish. Good support and very competitive rates. This will really help my business. Highly recommend.

Daniel Morgan, 19 Sept 2025

Great Experience with Funding Pool

Great experience with Funding Pool. Marc was really knowledgeable and easy to deal with. Highly recommend.

Gemma, 11 Sept 2025

Excellent Service

Excellent Service

Binil Karipra Baby, 11 Sept 2025

Helpful, knowledgeable and fast

Helpful, knowledgeable and fast to respond on email. I needed help getting a loan to expand the business and can recommend Funding Pool. They gave me some different options to choose from and I just had to pick the one that worked best. If I ever need another business loan, I’ll be back. Thanks

Jack Taylor, 30 Aug 2025

How it works

Always keeping it simple.

1. You Complete Our Short Form

We ask for a few basic details about your business and funding needs, then quickly assess whether you qualify.

2. We Search The Market

Our experts tap into a broad pool of over 50 lenders to identify the most suitable loan options for you.

3. We Present the Best Loans

We share clear, transparent offers – showing rates, terms, and fees – so you can compare without obligation.

4. You Decide & Receive Funds

Once you pick the right loan, we help you apply – often resulting in same‑day funding and optional early repayment.

There is never any obligation to proceed, and the funds could be with you in a few hours.

Is Your Business Ready for Autumn?

As the seasons change, so do business priorities. Whether you’re stocking up for the months ahead, investing in growth, or managing end-of-summer cash flow, now’s the time to prepare.

At Funding Pool, we help UK businesses access short-term loans tailored to their needs. With fast decisions and funding in as little as 24 hours, you can take action without disrupting your working capital.

Find out more here >

Discover how affordable a business loan could be with our calculator

Use our business loan calculator to get an instant estimate of your monthly repayments, total interest, and overall cost. 

Just enter how much you’d like to borrow, your preferred repayment term and your estimated interest rate  — and you’ll see a full breakdown of costs.

It’s a quick, easy tool to help you plan with confidence — but remember, every business is different. For tailored options and rates based on your circumstances, get in touch with one of our funding specialists.

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Summary

*Calculations are a guide only and for illustrative purposes. Actual rates, terms and repayments may vary depending on your circumstances and the lender’s criteria. An arrangement fee will apply, the amount of which depends on the lender.

Business Finance Options

See how our flexible funding solutions help growing businesses achieve more

Asset Finance & Refinance

Acquire or lease new assets, such as equipment, vehicles, or machinery, without the need for a large upfront investment.

Bridging Loans

A short-term solution that provides businesses with immediate access to funds to cover temporary cash flow needs.

Business Debt Consolidation

Combine high-cost debts into a lower-rate loan. More control, less hassle – ideal when juggling balances or overdraft.

Cashflow Loans

Cashflow Loans provide businesses with access to cash quickly, to help cover expenses and maintain healthy cash flow.

Fast Business Loans

Fast business loans offer quick access to funds, often with streamlined application and approval processes.

Flexible Credit Facility

A revolving credit line with 1–12 month terms, no interest or fees. Use as needed, repay flexibly – ideal for unpredictable costs.

Growth Guarantee

Government-backed funding of up to £2 million for UK SMEs. Ideal for growth when lenders need extra reassurance.

Invoice Financing

Invoice Financing is a flexible funding solution that allows businesses to access the cash tied up in their unpaid invoices.

Merchant Cash Advance

Financing that provides a lump sum of capital in exchange for a fixed percentage of future credit and debit card sales.

Secured Business Loans

Secured business loans require collateral, such as property, equipment, or inventory, as security for the loan.

Unsecured Business Loans

Unsecured business loans don’t require collateral, such as property or equipment, as security for the loan.

VAT & Tax Loans

Short-term funding to cover VAT or tax bills – smooth cash flow, ease pressure, and avoid penalties.

Let's start with a few details...